Welcome to MK Pandey & Associates. By accessing or using our website and services, you agree to the following Terms & Conditions:

1. Professional Services

   • MK Pandey & Associates provides Chartered Accountancy and advisory services, including but not limited to auditing, taxation, accounting, and compliance.

   • All advice and opinions are based on information provided by the client. The firm is not liable for incorrect or incomplete client disclosures.

2. Client Responsibilities

   • Clients must provide accurate and complete information/documents required for services.

   • Delays caused by incomplete information shall not be the responsibility of the firm.

3. Fees & Payments

   • Fees are mutually agreed upon before commencement of work.

   • Payment terms are as per the invoice and must be cleared within the specified time.

4. Confidentiality

   • Client information will be kept confidential unless disclosure is required by law or regulatory authorities.

5. Limitation of Liability

   • While we strive to maintain accuracy, the firm shall not be held responsible for losses or penalties arising from reliance on our advice, except in cases of proven negligence.

6. Jurisdiction

   • These Terms are governed by the laws of India. Any disputes shall be subject to the jurisdiction of courts in [Your City].